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Investment account fees
Valleyscredit Investment Account & Valleyscredit Registered Account Fees at a Glance
| Investment/Registered Account | Fee for Eligible Withdrawal1 | Fee for a transfer to another Financial Institution | Fee for a transfer to another member of Valleyscredit2 | Fee to Close Account |
|---|---|---|---|---|
| Valleyscredit Registered Savings Account (RSP,LIRA, LRSP, RLSP) | $50 | $150 | Free | N/A |
| Valleyscredit Registered Income Account (RIF, LRIF,LIF, PRIF, RLIF) | Free for all regularly scheduled payments $50 for each additional withdrawal [Tip: Ask instead to change your regular scheduled payments. There is no limit to the number of changes you can make in a year] |
$150 | Free | If Valleyscredit is the dealer of your Account: $50 if you close your Account within one year of the date you opened it. If Valleyscredit Securities Inc. is the dealer of your Account: $50 if you close your Account |
| Valleyscredit Tax-Free Savings Account (TFSA) | Free | $150 | Free | N/A |
| Valleyscredit First Home Savings Account (FHSA) | $50 | $150 | Free | N/A |
| Registered Retirement Income Funds (RRIF) | N/A | $150 | Free | N/A |
| Valleyscredit Registered Disability Savings Plan (RDSP) | N/A | $150 | Free | N/A |
| High Interest Savings Accounts | Valleyscredit Savings Accelerator Account: $5 service charge for an in-branch transfer to your Day-to-Day bank account from either a Non-Registered account or TFSA | |||
| Valleyscredit Guaranteed Investment Certificates (GICs) | There are no service charges on Valleyscredit GICs. However, interest rate penalties may apply to withdrawals that are made prior to the maturity date, where permitted. | |||
Valleyscredit Savings Accelerator Account may be opened within the following registered investment accounts - TFSA, RRSP, RESP, RRIF and RDSP.
